0800 650 149

34a Taharoto Rd, Takapuna, Auckland 0622
PO Box 31-914, Milford, Auckland 0741

Cheap Sells - Insurance at 45% discount *

Cheap Sells - Insurance at 45% discount * Conditions apply

A friend of mine told me of a conversation he had with the Mad Butcher about marketing. The Mad Butcher said to him "Cheap Sells" and while he ran the Mad Butcher chain he was very successful at it. Radio and print ads pushed the weekly bargains to be had in store.

Why do I bring this up? Well, at this time we are hearing of price increases due to multiple of reasons. Pressure on supply, either in manufacturing or delivery constraints, and shortage of labour or expertise. They're all part of the rise in inflation - current and expected.

On the bright side, NZDIS continues to find value for members of the dental community. We continue to expand our relationship with our life insurance partner - AIA New Zealand.

The strength of this relationship gives us unprecedented pricing when it comes to providing a total risk protection programme to our members.

There are now several premium discounts that are available. Unlike some advertised discounts all savings are applied annually on the anniversary of the policy while the policy is in force.

Discount Number 1. Voluntary Group Plan - 10%

Because all of our clients are from the dental community we have been able to group them and provide a 10% per annum discount. AIA still issue a regular retail policy document but at a lower price.

Discount Number 2. Multiple Benefits Discount - Up to 15%

If a client has a life policy of at least $100,000 and also purchases further covers - Disability Income Protection, Trauma, Total Permanent Disablement then a discount ranging from 10% - 15% (depending on how many additional covers there are) is applied each year.

Discount Number 3. AIA Vitality Membership - 10% rising to 20%

Two years ago AIA introduced the Vitality Program. This is an App-based wellness program which is fronted by Dame Valerie Adams. Aimed at improving lifestyle and health it has many incentives from vouchers and Airpoints for achieving weekly and annual goals, to discounts from health and lifestyle providers.

Enrolment in the program costs $11.50 per month but comes with an immediate 10% discount for insurance premiums. If a member meets annual goals then this discount will increase by a further 2% each year. The maximum premium discount is 20%.

When you add all of these discounts together a member can start with a 35% reduction in premium. Within 5 years members are capable of enjoying a 45% discount off of the standard premiums payable by other policyholders for exactly the same cover.

When you thought the above offer was too good to be true - just like those TV commercial channels ...

But Wait There’s More

AIA has introduced a new business campaign for all new applications for

  • Life Insurance
  • Disability Income Protection
  • Trauma
  • Total Permanent Disablement
  • Medical Insurance

Applications that are received from 1 September 2021 to 31 October 2021 and issued by 31 December 2021 will be credited with the first month’s premium free. We know many dentists are paying up to $1,000 per month or more in insurance premiums.

Whatever your monthly premium is will be your saving.

Act Now

We have seen increased activity as members take time during COVID-19 lockdowns to catch up on well-meaning intentions of reviewing insurance programmes.

If it’s still on your “to-do” list, now is a good time to do so.

Even if you are satisfied with your insurance programme – it might be worthwhile getting a price check. What harm would it do if it potentially saves you thousands of dollars?

It is said insurance isn’t bought, it’s sold - because it’s cheap might just be the time to buy.

If you would like a quote for life, disability income protection, trauma cover, total permanent disablement, or medical insurance please contact our office by email at info@nzdis.co.nz

 

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